Corporate Retirement Plan Advisors

Archive for July 2019

Brightscope and Google Sell Data

Safe Harbor Investment Advisors, LLC

Brightscope, a popular financial information company that rates 401(k) plans, has something in common with Google – they both know the value of data that the rest of us are all too willing to give away without a thought. As a 401(k) adviser, I am always looking at different tools available to help plan sponsors benchmark and compare their plan…

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The F-Word

Safe Harbor Investment Advisors, LLC

I hate the “F” word. You know the one I am talking about – Fiduciary.  401(k) salespeople love to talk “fiduciary responsibility” – the only problem is that most of them have none. If you are a business owner with a 401(k) plan, fight back with a few pointed questions. Who is the named fiduciary?  For most small 401(k) plans the…

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Investments for The 99%

Safe Harbor Investment Advisors, LLC

My guess is that the current broker on this 401(k) plan justifies his high fees by convincing folks that he can predict the seventy best mutual funds out there. Unfortunately, the research is clear – he cannot. In fact, Charles Schwab recently published an interesting research. I recently was asked to look at a 401(k)…

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