Safe Harbor

Investment Advisors, LLC

Take A Closer Look At Your 401(k)

What We Do

As a retirement plan specialist, I help businesses and nonprofits maintain a 401(k) plan that will reduce overall plan costs, lessen your administrative burdens, and help prepare employees for retirement.

How We Do It

New Project (2)

Reduce Overall Plan Cost

New Project (1)

Lessen Administrative Burdens

New Project

Prepare Employees For Retirement

Next Steps

Upload Your Company 408(b)(2) Notice

The only accurate way to uncover and compare your current plan cost to alternatives is to go directly to your recordkeeper (like ADP, Empower, John Hancock, MassMutual or Principal) and ask for a copy of your 408(b)(2) Fee Disclosure Notice. This disclosure is required by federal law and must be provided to you on a regular basis.

Accepted file types: pdf, Max. file size: 200 MB.

Service-Related Questions

Do all your employees have access to a company email address as part of their job?(Required)
Is an annual true-up calculation needed?(Required)
Is an annual profit sharing or new comparability employer contribution required?(Required)
Does your business have employees at multiple locations?(Required)
Are Spanish speaking services needed?(Required)
How would you describe employee turnover; low, medium or high?(Required)
Are you interested in one-on-one financial coaching for employees?(Required)
How often are 401(k) advisors needed onsite at your place of business?(Required)
How would you describe your average employee's investment knowledge?(Required)
Are you currently failing the annual plan testing?(Required)

Receive A 401(k) Proposal

Compare side by side pricing, investments, and service schedules between your current providers and our firm.

Get Started

Plan conversions take 60 days on average. I am personally involved with the initial review, conversion and ongoing service of every 401(k) plan. You will never be handed off or left to figure things out on your own.

FAQ

Most 401(k) brokers & recordkeepers charge fees as a percentage of total plan assets. Often when the fee is first put in place it seems reasonable, but over time, as the plan grows in value, the amount you pay skyrockets. My firm and our recordkeeping partners charge fees based on the number of employees you have in the retirement plan, factoring in our expected workload. We are best fit for smaller professional firms (doctors, dentists, attorney’s engineers, tech companies) with a stable employee count and rising plan assets.