Meet Kurt Houghton, CRPS®, AIF®
- Fiduciary by nature: As the owner and lead advisor, Kurt always puts your interests first with no hidden agendas and no products to sell.
- Depth of expertise: A University of Maryland grad (‘98), U.S. Army veteran, and seasoned retirement plan specialist, Kurt has successfully guided firms across industries like law, healthcare, engineering, tech, and more.
- Proven results: Whether lowering fees by tens of thousands or simplifying plan administration, Kurt’s goal is always the same: maximize value and peace of mind.
Why We’re Different
1. Transparent Fee Structure
We charge a simple, participant-based fee with no surprise asset-based charges that grow as your plan does. You only pay for what you need.
2. Real Human Support
No call centers. No bots. Your team interacts directly with a dedicated, fiduciary advisor who knows your plan inside and out and is available by phone, email, Zoom or in-person.
3. Proactive Service
We create a Statement of Services for every plan detailing what we do, how we do it, and when. We stay ahead of deadlines, testing, and compliance so you can focus on your core business.
4. Employee-Centered Education
We lead in-person and on-site workshops & one-on-one meetings helping your employees understand their options, take proactive steps, and feel confident in their financial future.
Our Mission
To empower business owners and their teams with smarter, simpler, and more affordable 401(k) plans so everyone can retire with confidence.
Ready to Talk?
There's no cost, no obligation, no hard sell. We provide clear insights and honest advice.